Sign in to MyHR

Help with money worries and debt


Co-op has partnered with StepChange to make sure Co-op colleagues can get the best possible help with debt. StepChange give confidential independent professional debt advice by phone and online.

Online visit: Step Change

Or Call: 0800 138 1111 You can call StepChange 8am to 8pm Monday to Friday and 8am to 4pm Saturday.

Try StepChange’s 60 second debt test StepChange’s 60 second debt test for a quick health check on your finances.

Who are StepChange?

StepChange are the UK’s leading independent debt charity. They’ve been going for over 25 years and help over 600,000 people a year. Their telephone debt advice service receives over 1,000 calls per day.

How StepChange work

  1. Discuss your finances, details of your debts, income and household spending.
  2. StepChange work out your budget – a clear picture of where your money goes.
  3. You get free debt advice – receive a personal action plan for detailed and practical advice. Then you get to decide what you do, It’s up to you if you want to follow their recommendation and if you’re not ready to decide you can think about it or talk to your family or friends and come back whenever you’re ready.